prepare for exams: January 2015

Friday, January 30, 2015

Important Facts about Indian Currency-Banking terminology

The Indian rupee symbol '

' (officially adopted in 2010) is derived from the Devanagari consonant "र" (ra) and the Latin letter "R". The first series of coins with the rupee symbol was launched on 8 July 2011. Currency paper is composed of cotton and cotton rag.

RBI issues all the bank notes except Rupees 1 Notes. These notes are issued by Ministry of Finance. Recently RBI launched a website Paisa‐Bolta‐Hai to raise awareness of counterfeit or fake currency among users of the Indian Rupees and also the citizen of India.

The main security features of current banknotes are:

→Watermark ‐ White side panel of notes has Mahatma Gandhi watermark.
→Security thread ‐ All notes have a silver or green security band with inscriptions (visible when held against light) of Bharat in Hindi and "RBI" in English.
→Latent image ‐ On notes of denominations of Rs.20 and upwards, a vertical band on the right side of the Mahatma Gandhi’s portrait contains a latent image showing the respective denominational value numerally (visible only when the note is held horizontally at eye level).
→Micro lettering ‐ Numeral denominational value is visible under magnifying glass between security thread and latent image.
→Intaglio ‐ On notes with denominations of INR5 and upwards the portrait of Mahatma Gandhi, the Reserve Bank seal, guarantee and promise clause, Ashoka Pillar Emblem on the left and the RBI Governor's signature are printed in intaglio (raised print).
→Identification mark ‐ On the left of the watermark window, different shapes are printed for various denominations INR20: vertical rectangle, INR50: square, INR100: triangle, INR500: circle, INR1,000: diamond). This also helps the visually impaired to identify the denomination.
→Fluorescence ‐ Number panels glow under ultraviolet light.
→Optically variable ink ‐ Notes of Rs.500 and Rs.1,000 denominations have their numerals printed in optically variable ink. The number appears green when the note is held flat, but changes to blue when viewed at an angle.
→See‐through register ‐ Floral designs printed on the front and the back of the note coincide and perfectly overlap each other when viewed against light.
→EURion constellation ‐ A pattern of symbols found on the banknote helps software detect the presence of a banknote in a digital image, preventing its reproduction with devices such as colour photocopiers.

Different Kinds of Notes:

→Genuine Notes: Such notes must have a water mark of Asoka Pillar, security thread and serial number along with alphabet. They have distinctive colours.
→Soiled notes: The currency note which has become dirty due to its use or may be in 2 pieces. No portion of such note should be missing. These notes are accepted for exchange without any restrictions by the banks.
→Mutilated notes: Such currency notes that are composed of various pieces or they are cut note of which some portion is missing. These notes are exchanged only by the currency chest branches of banks.
→Single/double numbered notes: Notes up to Rs.5 are single numbered while the notes above Rs.5 are double numbered notes.

RBI’S Clean Note Policy

RBI had announced ‘Clean Note Policy’ in January, 1999.

For withdrawing soiled notes from circulation and pumping fresh notes into circulation, the RBI introduced various changes in the system and procedures related to currency management which include mechanization of the currency verification and processing as also shredding and briquetting for destruction of soiled and mutilated notes.

Rules and Instructions Issued by RBI:

→Not to staple bank notes.
→To Tender soiled notes to the Reserve Bank in unstapled condition.
→To use bands instead of staple pins.
→To issue only clean notes to members of public.
→To open select currency chest branches on Sundays to provide exchange facility to members of public all over the county.
→To provide unrestricted facility for exchange of soiled and mutilated notes to members of public.
→Banks should sort notes into re‐issuables and non‐ issuables, and issue only clean notes to public.
→Soiled notes in unstapled condition may be tendered at RBI in inward remittances through Currency Chests.
→Banks should stop writing of any kind on watermark window of bank notes.

Coins of 25 Paise and Below – Withdrawal

→Govt, of India has decided to withdraw the coins of 25 paise and below from circulation from June 30, 2011. Coins of 25 paise and below are not accepted for exchange at the bank branches from July 1, 2011 onward.

Withdrawal of Pre‐2005 Notes:

→Reserve Bank of India decided to withdraw from circulation all banknotes issued prior to 2005 as they have fewer security features as compared to banknotes printed after 2005.

→The withdrawal exercise is in conformity with the standard international practice of not having multiple series of notes in circulation at the same time.

→The RBI has already been withdrawing these banknotes in a routine manner through banks.

→It is estimated that the volume of such banknotes (pre‐2005) in circulation is not significant enough to impact the general public in a large way and the members of public may exchange the pre‐2005 series banknotes at bank branches at their convenience.

→The deadline for exchanging pre‐2005 currency notes of various denominations, including Rs.500 and Rs.1,000, has been extended by another six months till June 30, 2015.

Monday, January 26, 2015

Deccan (Telangana) Grameena Bank Recruitment 2015,TGB Jobs,Careers

Deccan/ Telangana Grameena Bank Recruitment 2015

Deccan Telangana Grameena Bank presently has the Head Office in Hyderabad in the State of Telangana (officially changed and renamed as Telangana Grameena bank) will officially release 2015 Notification.

Notifications will be available in the official website of Institute of Banking Personnel Selection (IBPS) i.e www.ibps.in or their official website www.dgbhyd.com.in (now changed to www.tgbhyd.in).

Every year Deccan/ Telangana Grameena Bank invites online applications from the eligible candidates (who have qualified in the RRB Exam conducted by IBPS) with valid IBPS RRB Score 2015, for the post of officer scale-1, Scale-2, Scale-3 and Office Assistant (Multipurpose) and Specialist officers (SO) vacancies.

Deccan Grameena Bank Recruitment 2015 Notification publish twice or thrice in the year depending on the vacancies available in the bank. When Deccan Grameena Bank 2015 Recruitment notification releases for the office scale-I,II,III and office assistant (Multipurpose) vacancies,the candidates must have a valid IBPS Score Card (The IBPS Score Card obtained from the examination conducted by IBPS in the year 2014 September)

Huge number of candidates waits for Deccan Grameena Bank Recruitment 2015 Notification for the post of Clerk,PO,Office Scale-I,II,III & Office Assistant vacancies.when the notification advertisement published in the official website, the candidates can apply online application form from www.ibps.in or www.dgbhyd.com who has valid IBPS Valid Score Card 2014.Deccan Grameena Bank Notification 2015 advertisement mentions all eligibility details regarding age limit,education qualification,selection process,challan,cut off marks.

Eligibility Criteria for Deccan Grameena Bank Recruitment 2015 :

Education Qualification : The applicants must have degree qualification from the recognized university with proficiency in local language.

Age Limit :

For Officer Scale- III- Above 21 years – Below 40 years i.e. candidates should not have

been born earlier than 03.06.1975 and later than31.05.1994 (both dates inclusive).

For Officer Scale- II

– Above 21 years – Below 32 years i.e. candidates should not have been born earlier than 03.06.1983 and later than 31.05.1994 (both dates inclusive).

For Officer Scale- I

– Above 18 years – Below 28 years i.e. candidates should not have been

born earlier than 03.06.1987 and later than 31.05.1997 (both dates inclusive).

For Office Assistant (Multipurpose)

– Between 18 years and 28 years i.e. candidates should have not be born earlier than 02.06.1987 and later than 01.06.1997 (both dates inclusive).

Selection Process : The applicants must have a valid IBPS Score Card,the candidates will be called for interview based on the IBPS Score Card.

How to Apply : The interested candidates who has a valid ibps score card can fill online application form from the official website www.ibps.in or www.dghyd.com.After filling Deccan Grameena Bank Recruitment 2015 online application,take print out of the filled online application form 2015 and should be kept by them which should be submitted at the time of interview.

The applicants can refer more details on these Deccan Grameena Bank Recruitment 2015notification regarding age limit,selection process,call letter,admit card,interview list,interview date,cut off marks from the given link below.

Bank Recruitment 2015 (IBPS)

IBPS (Institute of Personal Banking Selection) Recruitment Board invites the applications through online from the eligible aspirants allover the country for the posts of IBPS PO, IBPS Clerk, IBPS Specialist Officers and Regional Rural Banks (RRB's) exams. Generally these notifications are released from the August month of every year, so this year also we can here from IBPS about these Notifications.

IBPS Recruitment 2015 PO/ Clerk/ SO/ RRB :-

Firstly the Notification for the Recruitment of RRB's Officer Scale-1, Scale-2, Scale-3 and Office Assistants (Multipurpose) will be released. Then comes the IBPS PO, IBPS Clerks and finally the notification will be for the recruitment of Specialist Officers (IT, Law and RajBhasha Adhikari).

Aspirants who wish to make career as a PO (Probationary Officer) or Clerk or Officer Scale-1/ Scale-2/ Scale-3 or Office Assistant (Multipurpose) have to apply for each exam application through ONLINE separately before the Last Date of Applications. Then the candidates have to appear each of the applied exams separately and have to clear the Cutoff marks (which will be announced by the IBPS with the RESULTS). The Candidates who have secured the marks above the cutoff marks are then called for the further tests (as mentioned in the Notification), and then IBPS itself makes the shortlist (depends on the posts available for this 2015 year) of the candidates who are in the top of the list and assigns the bank (as selected by the candidate in the application form in the preference order).

Finally, the shortlisted candidate has to report the bank (assigned to them) as of the mentioned date (will be given on the offer letter).

Other details on this IBPS Bank Recruitment 2015 regarding Age Limits, Education Qualification, and Selection Process has been explained in detail below,

IBPS Recruitment 2015 Eligibility Details :-

Candidates must have any Degree as the Qualification for the posts of IBPS PO, IBPSClerk, IBPS RRBs and IBPS SO (Specialist Officers-Law,IT,RajBhasha)

Note: For the post of IBPS SO (Specialist Officers) the candidate should have the mentioned qualification for each category,

→Degree in Computer Science/Information Technology for IT Officers

→Degree in Law for Law Officers

→Degree in Language (as per noification) for RajBhasha Adhikari

IBPS Recruitment 2015 Selection Process :-

From 2015 IBPS has changed the process in Recruitment of PO's and Clerks, and has made no changes in the Recruitment of RRB Officer Scale-1, Scale-2, Scale-3 and Office Assistants (Multipurpose).

Here is the Process of Selection for IBPS Recruitment 2015 for PO's and Clerks:

Stage -1: Preliminary

→The Candidate has to appear for the Preliminary Exam 2015 conducted by IBPS for both PO and Clerk posts separately.

*Within 10 to 20 days IBPS will publish the Results of the Preliminary Exam. Thus it reduce the number of candidates by filtering through their performance in Preliminary.

Stage -2: Mains

→This Exam is only for those Candidates who have qualified in the IBPS preliminary Exam 2015, this will be the final Final Written Test.

Stage -3: Interview

→Candidates who has appeared for both Exams and Qualified for the Interview are then called for Interview according to their Secured Marks/ Roll Numbers/ Registration Numbers.

Finally IBPS announces the Final List of the Selected Candidates in this overall Recruitment Process.

How to apply for IBPS Recruitment 2015 :-

Interested candidates have to apply for each post separately by visiting the Official IBPS Website.

→Here are the Application process in detail:

1. Login to official website www.ibps.in

2. On the left hand side of the computer screen, you will able to see four labels of PO,SO,RRB,Clerk. (Here the list of Notifications/ Online Applications/ Results/ Any Changes in the Recruitment are available)

3. Then click on the desired label which you wish to apply.

4. You are redirected to another window.

5. Click on the latest notification advertisement.

6. Click on the link “Apply online”

7. Fill all the required details in the application by uploading photograph and signature.

8. After filling application form,submit it.

9. You can pay prescribed amount of application fee through online or offline.

Stay tuned this website for latest notification on bank exams, SBI exams,govt jobs.If you have any doubts on IBPS Recruitment 2015 comment below, we will reply as soon as possible.

Saturday, January 24, 2015

Difference between Savings and Current Account

Many people get confused while withdrawing money from ATM when the see the chose "Current Account or "Savings Account".

They both are different type of accounts offered for different purposes. Now, let us know the basic difference between savings account and current account.

Savings Account

As the name indicates, this account is meant for saving purposes. Any individual either single or jointly can open a savings account.

In these accounts one has to maintain minimum balance as low as Rs1000/ in some PSU banks while it is Rs 10,000 and above in private sector banks. In savings account number of financial transactions are restricted.

Interest rates are higher when compared to current account. Any cash transactions of Rs 10 lakhs and above in a year will be informed to the IT department.

In case, if you do many cash transactions and issuing of cheques in a savings account, banks have all the right to question you on the income and reason for transaction.

Current Account:

Current account is mainly for business persons, firms, companies, public enterprises etc. This is useful when a person does a number of business transaction on daily basis.

While, there is no interest paid on amount held in the account, there is no limit on number of transaction.

In case of ATM withdrawal if you have a salary account or zero balance account you should opt for the savings account.

	Savings Account	Current Account
Purpose	To encourage saving	Many transaction
Ideal for	Salarised person	Business person
Minimum Amount	Less amount	Heigher amount(depending on the bank)
Interest Rates	4% - 6%	Normally, no interest is paid
Over Draft	Not Allowed	Allowed

Friday, January 23, 2015

What does Balance Sheet means in Banking Terminology

Balance Sheet in Banking Terminology means?

Balance Sheet:

The balance sheet is an accounting statement that summarizes the various assets, liabilities and equities held by a company on a specific date.

The equities are usually considered as part of the liabilities. The balance sheet is always drawn up at the close of business day, but is most relevant on the last day of the company's accounting period (the balance sheet date).

Balance Sheet Importance:

Balance sheet is an important documents not only for bank managers who sanction loan but is equally important to others who give credits and invest in equity etc. All creditors and investors all need to familiarize themselves with the assets, liabilities, and equity of a company. The balance sheet is the best place to find all information at one place. The reason as to why balance sheet is so called is that it is statement where Assets = Liabilities + Equity

Difference between crossed Cheque and Account payee Cheque

What is the Difference between crossed Cheque and Account payee Cheque ?
Cheque Cheque.

In case of a crossed cheque, the payee is free to make further endorsements.

For example , Ayesha receives a check from Rohan which has been crossed, Ayesha can get this payment in her account only and not across the counter. But in this case Ayesha is free to endorse the cheque in favor of Suresh and further Suresh is free to endorse the instrument in favor of Mukesh and so on…This means that crossing a cheque does not put restrictions on endorsements. In case the Cheque gets dishonored, Mukesh can sue Suresh and Suresh can sue Ayesha and Ayesha can sue Rohan

Account payee Cheque.

But, the A/C payee Cheque cannot be further endorsed. This means that if the Cheque in the above example which is in favor of Ayesha bears “A/C Payee”, payment can be collected in Ayesha’s account only. The paying bank makes sure that amount is being credited to the account of the payee only

Wednesday, January 21, 2015

Interview: What Have You Been Doing Since Your Last Job?

If you have an employment gap on your resume, the interviewer will probably ask you what you have been doing while you were out of work. The best way to answer this question is to be honest, but do have an answer prepared. You will want to let the interviewer know that you were busy and active, regardless of whether you were out of work by choice, or otherwise. Here are some suggestions on how to explain what you did while you were out of the workforce.

I worked on several freelance projects, while actively job seeking.
I volunteered for a literacy program that assists disadvantaged children.
My aging parents needed a temporary caregiver and I spent time looking after them.
I took some continuing education classes and seminars.

As I said, it doesn't really matter what you did, as long as you have an explanation. Hiring managers understand that people lose their job - it can happen to anyone - and it's not always easy to find a new job fast. Also, there are legitimate non-employment reasons for being out of the workforce.

8 Important Questions You Have to Prepare for Bank Interviews

Common banking test may be a one time exercise but the selection gets over only after each bank completes its interview proceedings.So candidates have to prepare for every bank interview just like preparing for exams earlier.It is not always easy to read the minds of panelists.

Due to this personal interview sessions always tend to create panic among young people.But by being bold & ready to encounter any type of question with confidence, it is possible to keep fear at bay.

Questions to prepare have been explained here to help those CWE passouts understand the strategy.

Procedure & Marks:

From the applications received, candidates will be shortlisted for interview stage based on their CWE scores and no. of vacancies.From 2013 onwards, common interviews for banking jobs are to be introduced.

It shall be conducted for 100 or 50 marks & the minimum marks to qualify for final selection shall be 40-50%. But for you to compete with others, securing the max. score is important, which can be attained by proper preparations.

What to Prepare ?

Although, predicting exact questions is not possible, there are certain topics that are sure to be touched by the panelists during an interview for bank posts.

1. Personal details

→This will be the first section wherein you are asked about your family, education etc., Normally the question is like ‘Tell us about yourself’.

→Start with a short introduction about family background & move on to highlight your skills & achievements or college projects. (checkout how to answer tell me about yourself)

2. Study your resume/ biodata

→The biodata or resume carries great importance as its the official document about you. As bulk of the questions would revolve around the data you provide, pay attention while filling the form given at the interview venue.

→Get familiar with what you have written so as to avoid giving wrong answers.

3. Know yourself

→Now comes the real part, where you need to talk more.What could you be questioned on? What are your strengths & weaknesses? What is your biggest achievement? How can you be useful to our bank?
→Answering these can get tough if you have not though about this in advance.

→Responses like ‘My biggest strength is working hard’ & ‘Short temper is my weakness’ will only send wrong signals to the interviewing panel.Don't sound too vague or object of ridicule.

→While officer post requires managerial & team building skills, clerical employees are required to have good customer handling capabilities.

→Understand the job profile & frame answers that could bring these qualities to the fore.

4. Why bank job?

→Are you applying for entry level posts in banks with BE/MBA/MCA degrees? If yes, either of the following questions could be heading your way Why are you applying for banks with technical degree Are`nt you overqualified for PO/ clerk position

→The best answer here shall be the real reason which pushed you to write CWE & apply for bank jobs.Try to come up with a reply that would convince the panel.

5. Banking knowledge

→Applying for a bank job & don't know what is a term loan?The chances of you making it to the final list would only get distant.There are roughly about 100-130 regularly used words in banking & financial sector.

→There is no alternative apart from memorizing those terminologies but it isn't that hard since banking awareness is a section of the common bank exam.

→Rather than relying only on websites,you can also purchase some books that provides detailed explanations.

6. Know about the organization

→Few questions on history, performance, awards or chairman/MD of the bank could be asked to gauge your level of preparation & interest in taking up the job.

→Visit the bank`s website, look for a section ‘About us’ under which all the info ranging from mission, vision to previous year`s financial results will be available.

7. Know your state

→Public banks are now demanding applicants for clerical posts to posses proficiency in local language of the state.

→In addition to testing your language skills, expect queries on the no. of districts in your state, names of ministers,governor or about a place of importance.

→These questions need not necessarily test your knowledge but enables the interviewer to deduce your communication skills.

8. Latest news

→‘What is the current repo rate’, ‘Who is the chief of Asian development bank’ – answers to these would be known only if you read newspapers everyday.

→Not limited only to economy, you could also encounter questions about national events such as the recent satellite launch, location of asia`s largest solar park etc.,

→G.K books may help for historical data but newspapers & news channels are your only source for latest happenings.

These are the 8 sure shot questions that you need to prepare for cracking upcoming bank interviews!!

IBPS PO/ Clerk Interview: Top and Important 4 Rules

The interview season is back again for the year 2015. IBPS has announced common interviews for PO & clerk posts as part of the recruitment exams completed last year.The scores secured at this stage are important to confirm your appointment in govt. banks, as it is instrumental in fixing the final scores of an individual.So here are the 4 important rules that you need to prepare for the upcoming IBPS common interviews.

The Institute of Banking Personnel Selection has fixed a total 100 marks for the interview & the minimum cutoff score is 40% (35% for SC/ST/OBC) to become eligible for merit list.

Therefore, all exam pass-outs must understand that their interview performance is vital for allotment in govt. banks.Here are some of the important areas that you need to concentrate upon:

Know A to Z of Banking Sector:

IBPS PO/ Clerk Interview: Top and Important 4 Rules

The interviewing panel will want to know whether you are fit to work in a bank by checking your banking knowledge.

→There is absolutely no purpose in selecting someone who doesn't know anything about the field.

→Expect extensive no. of questions related to banking sector starting from types of accounts to the latest technologies integrated in banks.

→If you are appearing for the first time in such interviews or was not able to crack it the last time, here is a quick way to memorize all the terms: Get a good book.

→While going through the pages, take note of the important terminologies in a diary or separate sheet.This will help you in last minute revisions.

Be Aware of Current Affairs:

→Follow a national newspaper such as ‘The Hindu’ for a month.For business news, ‘Business Line’ will be a good choice (you may also visit their websites such as Hindu & Business Line regularly, if you don't have access to physical copies)

→Events such as Reserve Bank of India announcing new policies, appointment of chairman for appointed for banks, formation of committees & other economy related news shouldn't miss your eyes.They may be asked in your next interview.

→Write down the top headlines date-wise so you may revise them at a glance.

Don't miss your state events while focusing nationally.In clerk interviews, the panel had also asked questions about the city that he/she belongs.

Fine-tune your Communication Skills

We regularly see candidates who were successful in the exams fail to make it in the interviews.A common problem faced by them is the inability to communicate their thoughts in english language.

→It is NOT necessary for you to speak in British or US English, but whatever you say must be understandable by the panel.

→Don't feel nervous as it leads you to speak fast, which must be avoided.

→Ask your friends or family members to conduct mock interviews & get their feedback on your performance.

→There are certain commonly asked questions in an interview such as Tell me about yourself, Why did you choose bank jobs etc.,You could prepare some answers based on experiences shared by others but dont repeat the exact same thing.

Incase you don't know an answer for a question, be bold enough to reply, ‘Sir/Mam, I don't know’.

Behave Well

A candidate will be judged as soon as he/she enters the room.So right from the manner you greet the panel to the words you use to address them - everything will be taken into account while awarding marks.

→Dress decently.
→Men are expected to be in formals (full sleeve shirt & ironed pant with shoes).
→Women may choose to wear a saree or a neat looking salwar kameez
→Work on your sitting posture & body language.Practice speaking in front of a mirror.It will help you see the various actions you make while answering.

→No nail biting, scratching your heads or pulling your hair type of activities.

The panel would consist of senior/retired officials from various banks & will expect all candidates to show them respect.You may be brilliant in a field but don't project it or showoff before them as these officials may take it personally & mistake you to be an arrogant person!!

Tuesday, January 20, 2015

Interview Question: Why Did You Choose Bank Job

For many, appearing for an interview creates butterflies in the stomach compared to written exam. Combine that with some tricky questions – they are sure to fumble.To avoid such situations, BankExamsIndia.com has been analyzing some make-or-break type of questions to help you get prepared in advance.

We shall discuss about answering “Why did you choose to join a bank”. Like “Tell me about yourself”, this is also a commonly asked question in bank interviews especially if you are an engineering or management graduate, as large number of applicants are BE, BTech, MBA, MCA degree holders.

Expect these questions to be asked by the panel often, as over 90% of engg. graduates have come across this.

Some variations could be “Why looking for a government job when you can get better pay in private”, “Why looking to join as clerk after engineering”.

Interview Question: Why Did You Choose Bank Job

What they expect:

The interviewer wants to know how interested are you in choosing bank jobs.Some others prefer to ask this question to make you speak, thereby judging your communication skills & clarity of speech.Be prepared with your points as this question may lead into a discussion with other panelists also joining in with how`s, why`s & what`s.

How to answer:

→The first requirement – Be bold.

→Make you answer looks realistic & at the same time conveys your willingness to join their bank.

Don't bluntly say ‘I did not get any other job' or ‘There is high stress & pressure in private companies’. You would be countered with more questions.

→If questioned about BE graduates opting for IT jobs, mention about the uncertain future of software companies compared to the high growth witnessed in banking industry.

→You can even emphasize about the opportunity created by huge vacancies in banks that could lead young performers to reach top posts within short span of time, which is absent in other fields.

→Let them know that your engineering degree would help in interacting with customers from a similar business while lending loans & fetching deposits.

The above list is only a guidance & not definite nor complete.You have to frame the right sentences for interview questions – to portray your answer as a compelling one, that the interviewer must agree.

4 Common Bank Interview Questions – Tips to Answer [Must Read]

How to prepare for bank Interview questions? Perhaps,this is a regular question asked by candidates after clearing the written tests conducted by banks. Interview sessions are considered tough by many, as it involves speaking out. Here are some commonly asked bank interview questions & methods to answer them.

Although you would be extensively asked about banking terms & definitions, the interviewer will generally start with the following queries.

This article will take you through:

→Tips to answer common interview questions

→Books for interviews

→Answers given by candidates

Q: Tell /describe about yourself (you will be asked this 90%)

A: Don't recite your resume.Tell about your education, experience, projects worked, passion etc.,

→Make sure you complete this within 2-3mins so the interviewer doesn't get bored.If you need detailed tips, proceed to read ‘how to answer Tell me about yourself

Q: Why should we hire you into our organization?

A : This would be perfect time to tell about your strengths,achievements & assets. Compare your profile with the job role & justify that you will be a best fit for the job.

→Answers like ‘This is a best company’ , ‘I want a job in this field’ wont impress the interviewer.

→If you are an engineering graduate or PG degree holder (MBA/ MCA), prepare a convincing answer since this will be a sure question.

Read our article titled how to answer 'why did you choose banking jobs’

Q : What are your strengths & weakness?

A: This is a tricky question, wherein the interviewing panel want to know about you in your own words.So do it right.

Strengths – Mention a quality about you that has some relation to the job or post you applied for.

→’I am very good in english’ can be said as ‘I have good communication skills & hence can provide good service to customers

Weakness – Make sure to say something which will not show yourself in bad light.Also describe about the steps taken to overcome that weakness in you.

→‘I don't have any weakness’ means you are not ready to talk about it.

→Similarly don't say something like, ‘Im short tempered & get angry very soon’ – It gives an impression that you are not fit to work in group.

Q: Where do you see yourself after 5 years ?

A: This question would be asked to check how clear are you about the career path.

→‘After 5 years,I want to be in your seat’ wont work in any case.Think realistically, understand the growth opportunities of that job & put it across to them.

→These are just few questions that can be asked during an Interview ,but the list is exhaustive.So be prepared to answer any question with confidence.

Monday, January 19, 2015

TCS Interview Process for Fresher’s [General Pattern]

TCS interview process for fresher’s:

TCS interview process for freshers – Here you can find the general interview pattern of TCS. This new pattern is suits for 2014 – 2015 candidates. TCS has become a number #1 IT firm in India. Here is a profile of TCS. This could explain you about the whole company in a detail.

TCS interview selection procedure:

Selection procedure is just difficult, If you are a fresher. But don’t worry and don’t lose your confidence level. If you perform your best, you can achieve your goal of success in this interview. Let us see the pattern,

TCS Eligibility:

For TCS, your academics record should be cool. For Engineering & MCA or any other U.G degrees candidate must have a 6.5 CGPA or 65% in overall. Students should not have standing arrears. Sometimes they will call the “NO HISTORY OF ARREARS” candidates. And candidate’s 10th and 12th marks should be in minimum of 60%.

Recommended Reading: English Preparation Topics - Learn Easily

Degrees Allowed:

All U.G & P.G degrees that are related to Computer is allowed for TCS placement interview. Especially in engineering stream,

→B.E Computer Science,

→B.E Information Technology / B.Tech IT

→BE ECE – Electronics and Communication Engineering.

In Arts & Science stream,

→B.Sc Computer Science,

→B.Sc IT,

→BCA & MCA,

→MSC IT and few more,.

TCS Services:

Services provided by TCS are,

→Software services,

→Enterprise solution,

→Consulting,

→BPO services

Written Test procedure of TCS:

In this section, eligible students are asked to write an exam which is conducted by TCS representatives. Each student gets the different questions, but as of the same pattern and type. The time duration will be 1:30 hours. Few sections are including,

VERBAL – Synonyms, Antonyms, Sentence completion & passage writing [Duration: 20mins - 30 questions - Refer Barron's GRE]

Aptitude – Quantitative and Logical reasoning [Duration: 40 minutes- 45 questions - Refer: Old TCS questions]

Analytical – Critical Reasoning [Duration: 30 minutes - 12 questions- Refer Barron's GRE]

Technical interview procedure:

This section is totally based on face-to-face interview. Most of the students were rejected from this interview.

Technical interview:

Questions will be asked form various programming languages like C, C++ & java. And interviewer will ask the questions based on your AREA OF INTEREST, PROJECT done by you. For every question, interviewer will expect an elaborated answer than the short answer.

HR interview:

It will be like stress interview. There is a possibility for asking the technical questions. But technical questions will ask to test the patience and coolness of a candidate. Some interviewer asks questions rapidly. Sometimes candidate will be asked to talk about current affairs. Candidates have to manage the environment and satisfy the interviewer. [Check - Our Interview Questions section]

Important things for this interview is,

→Dress code,

→Patience of a candidate,

→Communication skills

Sunday, January 18, 2015

MBA Entrance Exam Previous Test Papers

Here is the list of MBA Entrance Tests conducted every year in State and National Level. Get the Exam (Entrance Test) Details like Exam Date, Fees, Question Papers and much more with Detailed Analysis.

MBA Entrance Tests

CAT Common Admission Test	GEMAT gmat
AIMA-MAT Management Aptitude Test	IIFT Indian Institute of Foreign Trade
SNAP Symbiosis National Aptitude Test	IBSAT ICFAI Group - IBS Business School
JMET Joint Management Entrance Test (IIT's)	ATMA AIMS Test for Management Admission
XAT Xavier Aptitude Test	TISS MBA at Tata Insitute of Social Science, Mumbai

State Colleges MBA Entrance Tests

ICET MBA Admission Test, Telangana	UPSEE UP State Entrance Examination
DTE Directorate of Technical Education, Maharashtra State	FMS Delhi University
NMAT Narsee Monjee Institute of Management Studies (NMIMS), Mumbai	MET Management Entrance Test, Madhya Pradesh Professional Examination Board, Bhopal
OJEE Joint Entrance Examination-2015, Odisha	MET & PAMCAT Punjab Technical University
CUCET Central Universities' Common Entrance Test	PGCET Government of Karnataka
ICET MBA Admission Test, Andhra Pradesh	KIITEE (KIIT Entrance Examination) Kalinga Institute of Industrial Technology